Currency move calculator: what the same cash is worth on two dates
Foreign cash does not sit still. Pick the amount, the two currencies, and the dates. The rate loads when you ask.
How it works: the page asks Frankfurter for the European Central Bank reference rate on each business day between the two dates. It values the same pile of cash on the first day it gets back and on the last day. Weekends are missing because the ECB does not publish them. This is not your broker's rate. A conversion at a broker is usually worse by a spread, and that spread is not in the number. In a TFSA or RRSP the shelter does not freeze the exchange rate.
A rate can fall while you hold the cash
The worked story, with made-up rates, is on foreign cash changed value. This box uses the live reference rate instead. One thousand US dollars at 1.40 Canadian dollars, then 1.35, is the shape of a loss. Your dates will not match those two rates. How to read a brokerage statement shows the cash line in the account currency. It does not replay an old exchange rate.
Follow along